Empower your
customers with better money experiences

Ntropy API turns raw transactions into rich data with enhanced merchant information and custom labels. Effortlessly.
Transaction mapTransaction detailsTransaction ratings
Vendor logo
Rewards integration
Vendor location
Transaction categories
Ratings integration

Transaction data, decrypted

Our technology enables flexible and autonomous transaction data cleansing, labeling and enhancement

Chart showing transaction categories

Find out when, where and what your customers are spending their money on

Transaction labels

Get transactions tagged according to your own taxonomy and use case

Personalization and offers

Offer hyper personal rewards and offers based on spend history and preferences

Chart showing spending over time

Unlock real-time financing with our automated cashflow insights

Use cases

Underwriting for SMB-s and solopreneurs

Deploy the most accurate and detailed cashflow breakdown creating a deep view on assets and liabilities, loan payments, equity investment, ad spend, inventory spend, recurring revenue and more. Use the API to empower your business customers with capital in a matter of seconds.

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Embedded finance management

Enable your customers with visibility and control over their finances. Build bill payments, reimbursements, corporate cards  powered by our transaction intelligence API.

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Vertical SaaS

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Increase customer LTV and introduce seamless money experiences without leaving the premises of your platform. From money management to credit cards and loan offerings, you do not need to care about messy data flows and complicated analysis.

Developer first

Get started in minutes with an API key

  • Enriched merchant information
  • Bespoke labels tailored to your use case
Try now
from ntropy_sdk import SDK, Transaction

sdk = SDK("YOUR-API-KEY")

transaction = Transaction(
   amount=12042.6,
   description="AMAZON WEB SERVICES AWS.AMAZON.CO WA Ref5543286P25S: Crd15",
   entry_type="outgoing",
   account_holder_id="1",
   account_holder_type="business",
   iso_currency_code="USD",
   country="US",
)

batch = sdk.enrich_batch([transaction])
enriched_list = batch.wait_with_progress()
print("BATCH: ", enriched_list.transactions[0].labels)

enriched = sdk.enrich(transaction)
print("REALTIME: ", enriched.labels)

Security is our priority

We are using the latest advances in privacy-preserving machine learning and data encryption to ensure your data is handled safely and securely.

SOC2 Type 2

We are SOC2 Type 1 and 2 certified. The SOC2 reports cover controls around security, availability, and confidentiality of customer data and are approved by the American Institute of Certified Public Accountants (AICPA) and Service Organization Controls (SOC).

GDPR and CCPA

The General Data Protection Regulation (GDPR) is a comprehensive European Union privacy regulation that gives EU citizens and other individuals in the EU authority over their own personal data. The California Consumer Privacy Act (CCPA) is a state statute intended to enhance privacy rights and consumer protection for residents of California. Ntropy is GDPR and CCPA compliant

Privacy Shield framework

The EU-U.S. and Swiss-U.S. Privacy Shield Frameworks were designed by the U.S. Department of Commerce and the European Commission and Swiss Administration to provide companies on both sides of the Atlantic with a mechanism to comply with data protection requirements when transferring personal data from the European Union and Switzerland to the United States in support of transatlantic commerce. Ntropy actively participates in and abides by the Privacy Shield Framework.

Ready to get started?

Ntropy can turn your raw transactions into rich data with enhanced merchant information and custom labels.

Request API Key